/* Main Section */
.how-it-works-v3 {
    padding: 80px 0;
    padding-top: 0px;

}
span.hiw3-arrow {
    position: relative;
    top: -10px;
}
.hiw3-title {
    text-align: center;
    font-size: 40px;
    font-weight: 700;
    margin-bottom: 45px;
    color: var(--very-dark-gray);
}

/* Panel box */
.hiw3-box {
    background: var(--white);
    border-radius: 18px;
    padding: 0;
    overflow: hidden;
    box-shadow: 0 0 40px rgba(0,0,0,0.06);
    margin-bottom: 50px;
}

/* Subtitle header */
.hiw3-subtitle {
    font-size: 26px;
    font-weight: 600;
    padding: 35px 40px;
    background: var(--primary-color);
    color: var(--white);
}

/* Single item row */
.hiw3-item {
    display: flex;
    justify-content: space-between;
    padding: 35px 40px;
    border-bottom: 1px solid rgba(0,0,0,0.08);
    background: var(--very-light-gray);
}

.hiw3-item:last-child {
    border-bottom: none;
}

/* Left column */
.hiw3-left {
    display: flex;
    align-items: center;
    gap: 15px;
}

.hiw3-arrow {
    font-size: 24px;
    color: var(--primary-color);
}

/* Title */
.hiw3-left h4 {
    font-size: 20px;
    font-weight: 600;
    color: var(--very-dark-gray);
}

/* Description (right column) */
.hiw3-desc {
    width: 50%;
    font-size: 18px;
    color: var(--dark-gray);
    line-height: 1.5;
}

/* Responsive */
@media (max-width: 768px) {
    .hiw3-item {
        flex-direction: column;
        gap: 12px;
    }
    .hiw3-desc {
        width: 100%;
    }
}
